Financing Your Surgery With A Plastic Surgery Loan

 

Cosmetic surgery through plastic surgery is a big expense. If the operation is medical, it is carried out in the hospital and is reimbursed by health insurance. All non-medical procedures are usually performed in specialized clinics. The costs are your responsibility. Logically, you yourself have the desire to change or improve something in your body.

Abdominoplasty, facelift, eyelid and breast rhinoplasty, and breast augmentation are the most requested and practiced procedures. Breast reduction is almost always performed for medical reasons and therefore does not fall into the category of cosmetic surgery.

Once you have decided what you want to change in your body, for example, breast augmentation, the next step is to find a good plastic surgeon in a recognized clinic. You can then determine the costs of this treatment. How do you organize the plastic surgery loan? Is the amount monitor able? and can you save for it? Or is the financing of your breast augmentation better arranged through an installment payment or a loan?

Make yourself look beautiful with a plastic surgery loan

When a physical defect has caused suffering for years or when an accident or illness transforms the body, recourse to cosmetic surgery is increasingly important. And it is becoming more and more accessible to everyone. Whether through a cosmetic surgery loan or by going abroad for surgery. This surgical practice is no longer reserved only for the “rich” as we could see a few years ago. This possibility has become available to everyone. Let's review the conditions for obtaining credit for surgery.

Cosmetic surgery credit at the best rate

Any surgery is expensive. And given that it is a comfort operation and not a health loan, it is neither reimbursed by health insurance nor by most mutual health insurance. This is why it is more and more common to go through a cosmetic surgery credit. It is by a consumer credit of the "project loan" type that it will be necessary to pass. Let's see how to get the best rates.

To finance a breast augmentation with a loan

It is more advantageous to organize your own financing outside the clinic: you take out a 24-month loan with an interest rate of 5.8%. This interest rate is much lower than the 14% you pay even if you pay late in installments. The interest rate is further reduced if the loan amount starts at $10,000; the lenders then offer you an interest rate starting at 5.1%. You can choose not only to have breast augmentation, but also another cosmetic surgery that you would like to have in the long run. If you take out a loan for both procedures together, you pay a lower interest rate than if you choose to finance the two procedures separately.

A loan for variable durations

The plastic surgery loan is a short and medium-term loan of up to 5 years. You should know that some surgeries can combine several interventions. Because even if it means going to the operating table, you might as well not go back several times. The note can fly away. It is often necessary to amortize the cosmetic surgery credit over several years.